How to Build an Emergency Fund: Step-by-Step Guide for 2025

Emergency fund savings jar with cash and coins

Why Everyone Needs an Emergency Fund You might feel like just making ends meet each month is enough—but saving for something that hasn’t happened yet can seem pointless. The truth is, unexpected expenses are inevitable. Life is unpredictable, and not all surprises are welcome. According to the Federal Reserve, 37% of Americans can’t cover a … Read more