Investing for Beginners: Why Your 20s Are Your Most Valuable Decade The math is simple but sobering: $5,000 invested at 25 grows to $140,000 by age 65. That same $5,000 invested at 35? Only $69,000. You’re not just missing 10 years of growth—you’re leaving $70,000 on the table. This is the power of compound interest, … Read more
Financial Literacy: The Foundation for Lifelong Wealth Building Financial literacy is understanding how money works, and it’s the most critical predictor of financial success—more important than your income level. Here’s the brutal truth: Financial literacy determines your financial future more than your salary. Two people earning identical incomes can end up with vastly different net … Read more
Budgeting tips are the most overlooked yet powerful tool for building wealth as a millennial or Gen Z adult. Yet budgeting feels like a dirty word to many young adults. We grew up hearing “just budget better” without anyone actually explaining HOW to implement budgeting tips effectively. Between student loans averaging $37,000, housing costs consuming … Read more